No excess for same day hospital stays on eligible covers

At GMHBA we know that small things can help you get value from your hospital cover, which is why we've added an excess waiver to same day hospital procedures on all eligible* hospital covers. It's one of the ways we're helping you save on out-of-pocket costs.

*Does not apply to closed hospital products. All hospital waiting periods apply, including the standard 2 months and 12 months for pre-existing conditions.

^Pricing based on Single, aged 30 living in VIC earning $97,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.

Popular hospital cover with no excess for same day stays.

Basic Plus Starter Hospital

FROM
^$ 19 ^.40
- per week
Hospital Excess $750
- Upgraded cover in the event of an accident
- Excess waiver for same day stays
- Dental surgery
- Joint reconstructions
Basic Plus Hospital cover with some key inclusions, as well as accident protection.

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Bronze Plus Hospital

FROM
^$ 23 ^.30
- per week
Hospital Excess $750
- Upgraded cover in the event of an accident
- Excess waiver for same day stays
- Bone, joint and muscle
- Blood
Everyday value cover for a range of procedures with exclusions.

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Silver Plus Hospital

FROM
^$ 30 ^.10
- per week
Hospital Excess $750
- No excess for dependants under 21
- Excess waiver for same day stays
- Heart & vascular system
- Lung & Chest
A popular choice for established families looking for cover on a range of services with some exclusions to keep costs down.

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Why choose private health insurance with GMHBA

Upgraded cover in the event of an accident

Accidents happen, that’s why we have included accident protection on all hospital products.

Emergency ambulance cover

Peace of mind during an emergency means a lot, which is why we have included emergency ambulance cover on all hospital products.

Age Based Discount

GMHBA offer an age-based discount on all our hospital covers. If you're under the age of 30 and purchase any of our hospital covers, you’ll receive at least 2% off your hospital cover.

We're for people, not for profit

For 90 years, we’ve been driven by believing health insurance should be run to benefit members, not shareholders.

We're committed to your health

Through our Healthier Together newsletter, podcast and, community events, we continue to support the health of our members.

We're part of your community

GMHBA partners with a number of organisations to support the health and wellbeing of our members and community.

Award winner three years running

GMHBA has done it again with Canstar’s 2024 Outstanding Value Hospital Cover Health Insurer Victoria Award . We are proud to provide Australians with 5 star health cover for our hospital products.

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Switching to GMHBA

Find the right cover for you

View our range of hospital and extras products, and choose the cover that best suits your needs.

We'll do the paperwork

We’ll cancel your old membership, request the transfer certificate from your old insurer and handle all of the paperwork for you.

You won't re-serve waiting periods*

We'll recognise the waiting periods you served with your previous fund.

*Waiting periods apply for increased cover, must join within 30 days of ceasing your previous cover.

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Pay no excess on same day procedures