About our low cost quality hospital & extras health insurance covers
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Hospital & extras health insurance covers

Gold Hospital cover

Gold Hospital cover is our top cover and provides you with benefits for both public and private hospitals. Gold Hospital cover is available without an excess or with a variety of excess levels that lower your premiums.

Silver Hospital Young Couples cover 

Silver Hospital Young Couples cover is designed for younger, active people who are not planning a family. This cover is more affordable as it has exclusions or restrictions on certain services.

Silver Hospital Single Parents cover

Silver Hospital Single Parents cover reduces your premiums by excluding obstetrics and IVF and related services.

Silver Hospital Young Singles cover

Silver Hospital Young Singles cover is designed for younger, active people and is more affordable because certain services are excluded or restricted.

Silver Hospital Young Singles Start package

Silver Hospital Young Singles Start package has been specially designed for young active singles and is a package of hospital and extras cover.

Bronze Hospital cover

Bronze Hospital cover provides you with cover for treatment by your doctor of choice in a public hospital and is available with or without an excess.

Bronze Hospital Young Singles Start Package

Bronze Hospital Young Singles Start Package is a hospital and extras package designed for young people. It covers you for the things you need such as dental, optical, chiro, physio, and ambulance. This package is suitable to avoid the Medicare Levy Surcharge and lock in your certifi ed age of entry for Lifetime Health Cover..

Extras covers

Extras covers give you benefits for a wide range of services such as: dental, optical, physiotherapy, pharmacy, natural therapies and medical appliances.

Simply click the downloads link to download brochures with all the up-to-date information on the benefits, exclusions and applicable limits for all our covers. 

This information is current as at the 1st of April 2008.

Please read the information contained in this website carefully including the important information and retain with any other GMHBA documents. Please call our customer service centre on 1300 4 GMHBA (1300 4 46422) or visit a branch if you’d like clarification on any of the terms used, or simply want help choosing your health cover.


We recommend you contact GMHBA for a benefit estimate before commencing treatment to confirm the benefit payable.

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Get health insurance today - claim tomorrow*

Join GMHBA health insurance before the end of the month and you won’t have to serve the normal 2 month health insurance waiting periods for general dental, physio, occupational therapy, pharmacy or any level of hospital cover excluding psychiatric, rehabilitation or palliative care.

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